Buy To Let

We are experts at either a 1st or 2nd charge. We offer Repayment, Interest Only, Fixed and Variable rate loans.

Bridging Loans

We offer 1st and 2nd charges which can be used to ‘Bridge the Gap’ for up to 12 months until longer term finance is arranged or the security is sold.


Looking to expand your business, open a new business or re-finance your existing premises then we can help with Commercial finance.

Who we are

Mercantile Trust are an independently owned specialist lender in Buy to Let Mortgages, Commercial Mortgages and Bridging Loans and are part of Norfolk Capital Group of Companies that have been providing loans for over 25 years.

We offer a flexible approach to underwriting and have a team of experts ready to help you.

Meet the team


Julie Meehan

Underwriting Manager

Michelle Ireland



Intermediary BDM Team

Richard Yates

Business Development Executive

Agnes Wojcik

Business Development Executive

Stewart Wignall

Business Development Executive


What we do

We work in partnership with our intermediaries to provide the best financial solution for both the broker and the customer needs. Each application is considered on its merits and we pride ourselves on exceeding expectations and customer satisfaction.

We offer good sense and sound judgement in all matters.

Our product range includes

• Commercial     • Buy to Let     • Bridging     • 1 st and 2 nd charges on all products

If you are a Broker, Directly Authorised or an Appointed Representative of a network, Mercantile Trust would like to work with you.

You can provide us with full packaged deals or we can help package the deals for you.

Simply complete the short enquiry form and our expert team will be in touch.