
News and guides
Welcome to Mercantile Trust news. The home for the latest news and insights about the current market. Including case studies, guides, recent updates and more.
From Rental Income to Capital Growth: Why Buy-to-Let is a Winning Strategy for Landlords

Thinking about investing in property? Buy-to-let remains one of the most reliable and rewarding strategies for landlords looking to grow...
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4th April 2025
A Complete Guide to Homeowner Business Loans

Need funding but facing high-interest rates or strict lending rules? If you own a property, you can tap into your...
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26th March 2025
HMO Mortgages: The Ultimate Guide for Landlords

Thinking about investing in an HMO property? HMO mortgages are a specialised type of buy-to-let loan designed for landlords renting...
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17th March 2025
A Guide to Buy-to-Let Mortgages

The UK property market remains a lucrative investment opportunity, and buy-to-let mortgages continue to be a popular financing option for...
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11th March 2025
Second Charge Loans Explained: How They Work & When to Use One

A second charge loan allows homeowners to unlock the equity in their property without changing their existing mortgage. This guide...
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10th February 2025
Understanding Holiday Let Mortgages: A Comprehensive Guide

Whether you’re planning to invest in a cosy cottage, a beachside retreat, or a countryside escape, or already own one...
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21st January 2025
How bridging offers flexibility

Bridging loans are a short-term financing option, designed to "bridge" the gap between a financial need whilst long-term finance is...
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16th December 2024
Can you get a bridging loan if you are a contractor?

Bridging loans are becoming more popular, acting as a short-term solution for individuals who need quick access to funds. Contractors...
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10th December 2024
Product guide | Common ways to use a bridging loan

What are the most common ways to use a bridging loan? 1. Investment purchases 2. To rescue a break in a property chain 3. Raising capital...
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3rd December 2024